Life Insurance Blog

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October 9, 2026How to File a Life Insurance Death ClaimStep-by-step: how to find a loved one's life insurance policy, file the death claim with the insurer, and what to do if you cannot find the policy or the claim is delayed.
October 6, 2026Can I Get Life Insurance for My Parents?Adult children can buy life insurance on a parent with the parent's consent. Learn the rules, the policy types that fit, and who pays.
August 11, 2026How Long Does Life Insurance Take to Pay Out?Most life insurance claims are paid within weeks. See the steps to file, what causes delays, and how beneficiaries can speed things up.
July 14, 2026Can I Have More Than One Life Insurance Policy?You can own several life insurance policies at once. Here is why people do it, the limit insurers apply, and how claims work.
June 16, 2026What Happens If I Miss a Life Insurance Payment?Missing a life insurance payment does not cancel your policy right away. Learn how grace periods, lapses and reinstatement work.
May 19, 2026Can I Get Life Insurance If I Smoke or Vape?Smokers and vapers can get life insurance, at tobacco rates. See how insurers treat vaping, cigars and marijuana, and what changes after you quit.
April 21, 2026Can I Get Life Insurance After a Heart Attack?Life insurance after a heart attack is possible. Learn how long insurers want you to wait, what they review, and which policies are open sooner.
March 26, 2026Should I Call to Lower My Life Insurance Premiums?Calling about your life insurance premium can be worth it. Here are the legitimate ways to lower what you pay and the mistakes to avoid.
March 5, 2026Should I Get a Life Insurance Policy Review?When a life insurance policy review is worth doing, what to check, and the cautions to keep in mind before replacing a policy.
February 10, 2026How Much Life Insurance Should I Get?A quick way to size a life insurance policy using debts, income, mortgage and education costs, with examples by stage of life.
January 14, 2026Can I Get Life Insurance If I Have Diabetes?Yes, most people with diabetes can get life insurance. Here is what insurers look at, how type 1 and type 2 differ, and how to prepare.

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