Get Life Quotes Today is independent. We are not affiliated with, endorsed by or paid by Mutual of Omaha for this page, and calling our number does not connect you to Mutual of Omaha. If you already have a policy and need help with billing, changes or a claim, contact Mutual of Omaha directly. The licensed agents we connect callers with may or may not offer this company's products.
Mutual of Omaha at a glance
- Type
- Insurance company
- Headquarters
- Omaha, Nebraska
- Ownership
- Mutual company, owned by its policyholders
- AM Best financial strength
- A+ (Superior), affirmed by AM Best, as announced by the company. Source: Mutual of Omaha newsroom (opens in a new tab).
- How it sells
- Through independent and captive agents, and directly to consumers for some products.
What Mutual of Omaha is known for
- A broad range of products: term, whole life, universal life and final expense
- Final expense whole life sold through agents, with health questions and no exam
- A long-established brand with wide name recognition among older buyers
What to weigh
- Product details and age limits differ between policies sold by agents and those sold direct, so confirm which one you are being quoted
- Final expense policies with health questions can decline applicants
- As with any insurer, pricing depends on your age, health and state
Comparisons
How to check any insurer yourself
- Look up the current financial strength rating at AM Best (opens in a new tab). Ratings change, so check the date.
- Compare complaint records with the NAIC consumer information search (opens in a new tab).
- Confirm the company and the agent are licensed with your state insurance department.
- Ask whether the policy has a waiting period. How graded benefits work.
Common questions
Is Mutual of Omaha a legitimate company?
Yes. Mutual of Omaha is an established, licensed insurer. A large mutual insurer based in Omaha, Nebraska. Its life insurance is issued through subsidiaries including United of Omaha Life Insurance Company.
Can I buy Mutual of Omaha through Get Life Quotes Today?
We do not sell insurance. We connect callers with third-party licensed agents, who may or may not offer Mutual of Omaha. Ask the agent which companies they represent.
How do I contact Mutual of Omaha about my existing policy?
Use the phone number on your policy or billing statement, or the company's own website. We have no access to Mutual of Omaha policy records and cannot help with service or claims.
Sources
- Mutual of Omaha: AM Best affirms rating (opens in a new tab)
- AM Best rating search (opens in a new tab)
Facts on this page were checked on October 13, 2026 and can change. This is general information, not a recommendation or insurance advice. Company names are trademarks of their owners and are used here only to identify the companies discussed.