Get Life Quotes Today is independent. We are not affiliated with, endorsed by or paid by Transamerica for this page, and calling our number does not connect you to Transamerica. If you already have a policy and need help with billing, changes or a claim, contact Transamerica directly. The licensed agents we connect callers with may or may not offer this company's products.
Transamerica at a glance
- Type
- Insurance company
- Ownership
- Subsidiary of Aegon
- AM Best financial strength
- A (Excellent), affirmed by AM Best, effective February 13, 2026, for the Aegon USA group. Source: AM Best report published by Aegon (opens in a new tab).
- How it sells
- Through agents.
What Transamerica is known for
- A wide product range, from term to indexed universal life
- Final expense whole life sold through agents
- Sales through a large network of independent agents
What to weigh
- Indexed universal life is complex. Ask for the guaranteed figures, not only the projected ones.
- Final expense policies with health questions can decline applicants
- Product availability varies by state
How to check any insurer yourself
- Look up the current financial strength rating at AM Best (opens in a new tab). Ratings change, so check the date.
- Compare complaint records with the NAIC consumer information search (opens in a new tab).
- Confirm the company and the agent are licensed with your state insurance department.
- Ask whether the policy has a waiting period. How graded benefits work.
Common questions
Is Transamerica a legitimate company?
Yes. Transamerica is an established, licensed insurer. A long-established U.S. life insurer and a subsidiary of the Dutch company Aegon. It sells term, whole life, final expense and indexed universal life insurance.
Can I buy Transamerica through Get Life Quotes Today?
We do not sell insurance. We connect callers with third-party licensed agents, who may or may not offer Transamerica. Ask the agent which companies they represent.
How do I contact Transamerica about my existing policy?
Use the phone number on your policy or billing statement, or the company's own website. We have no access to Transamerica policy records and cannot help with service or claims.
Sources
- AM Best report on Aegon USA, effective February 13, 2026 (opens in a new tab)
- AM Best rating search (opens in a new tab)
Facts on this page were checked on October 13, 2026 and can change. This is general information, not a recommendation or insurance advice. Company names are trademarks of their owners and are used here only to identify the companies discussed.